Why not speak to a 123 Car Leasing agent now about your next cabriolet lease deal?

1. What’s your budget? Do you have enough to buy the car you want?
2. Are you willing to take out a hefty loan?
3. Are you willing to take a depreciation hit over the next 3 to 4 years?

If the answer to all of the above is NO. Then leasing is definitley the way forward for you.

There are in reality two options to consider. One take a look at a new car lease. Our research has shown that you get a brand new Vauxhall Corsa more often than not for the same price as a used lease. Secondly, why not consider classic hire purchase. A two to three year old car will often be more economically beneficial on a four year hire purchase whereby you own the car in full at the end without a balloon payment.

If you think you’ can’t afford to replace because you don’t have £10000 to £20000 going spare for new vehicles then why not consider a van lease? You could have a brand new vehicle with just a 3 months in advance payment followed by a monthly payment for the next 2 to 4 years. Cheap van leasing is becoming more and more popular with small vans being available from just £140 plus VAT and long wheel base high roof vans starting from as low as £300 plus VAT. It really is the reason that business contract hire has taken off in the UK. Off balance sheet with contingent liability or depreciation eating away at your profit margins. All that is taken care of by someone else and you have a single monthly payment to make. You can even add a maintenance package to your contract that covers all your tyres, servicing and mechanical replacement. A contract hire also includes road tax so all you would need to do is add fuel and insurance!

Find out more about van leasing with 123 Car Leasing.

Fact: Leasing is more cost effective due to fleet discounts being applied to leasing finance and equally the ultimate used value is not your risk. For example on the purchase of a £16000 car, we calculate that you would ultimately save just over £4000 over a three year period with these combined savings. If you’re comparing it to the cost of buying on hire purchase these savings could reach the dizzy heights of £8000!

Leasing is cost effective and efficient. You might not get your name on the V5 log book but you can have a new car every year and save over 25% of the cost of the outright purchase price.

Find out more about cheap car leasing.

Volkswagen combines well made quality vehicles with a brand that most people are happy to drive. Leasing is also a great way to own a VW, taking the cost of the car and breaking it down into a simple monthly payment. With strong used values, VW pricing typically is very good making it an easy choice over Vauxhall, Ford and Toyota product and so enticing that even Audi, Mercedes and BMW customers are attracted to a Volkswagen leasing deal.

When it comes to car leasing and contract hire. The Peugeot 207, Renault Clio and Citroen C2 and C3 when priced from as little as £149 plus VAT a month offer great price advantage for those looking for a cheap lease car deal. Need something bigger then the Renault Megane, Peugeot 308 and Citroen C4 start from as little of £179 plus VAT and if it’s family travel why not consider the Citroen C5, Renault Laguna or Peugeot 407 all which can be found for as little as £239 plus VAT.

So if you want quality and value parle francais!

However, you do need to look at used car leasing with a different mind set and expect a different package to that you currently would get with a new car. First of all, used car leases are cheaper because the steepest amount of the depreciation has been lost after the first 12 months but to sustain the price advantage you need to lease the car for a 3 to 4 year period. Don’t expect to get a bonanza deal on 1 or 2 years.

Typically used cars are set up with a balloon payment at the end as well so you will own the car in the long run much like a personal contract purchase and unlike a personal contract hire. This by it’s very nature is very small amount of money because the car is that much older.

So how much can you save? Well expect on a 3 or 4 year used leasing deal expect to save between £30 and £70 per month on new car lease rates.

That said lease deals have probably equalised to a realistic level but there are still some cheap leasing deals to be had. Why not try a Peugeot 308 lease from £199 per month? The 1.6 HDI SR model comes fully loaded with sat nav and bluetooth as well as alloy wheels. Or what about a deal on the popular Suzuki Alto, the car that Nissan have borrowed to build the Pixo. The SZ3 is available from at little at £125.00.

If you wanted something a little higher end then look no further than a Mercedes Benz lease with deals accross the range the include the C Class executive range which comes with Comand Nav and bluetooth all for around £310 per month.